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[CD Rates Decline After Fed Rate Cuts, Still Above 4%] Certificate Of Deposit (CD) Rates Remain Relatively High But Are Declining Following The Federal Reserve's Interest Rate Cuts In Late 2024 And Projected Future Cuts. The Highest Currently Available Rate Cited Is 4.40% APY For A 14-month CD From Marcus By Goldman Sachs With A $500 Minimum Deposit, While Other Institutions Also Offer Rates Of 4% APY And Higher.
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